Mortgage Planners

Since 1992

Call Today!



  • FHA
  • VA
  • USDA
  • Reverse
  • Conventional

We help and advise you on your specific needs!

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Central Coast Home Loans has been a mortgage planning team committed to providing our clients with the highest quality of services to make it a pleasant experience to obtain a home loan. Recently, we have also been recognized in the lending industry for outstanding performance and have earned the "Lending Integrity" seal of achievement from the NAMB associatio, honoring our 22 years of hard work with no repeorted claims of complaint.


Please check out our Testimonial page to see what our satified clients are saying!

Here is our latest praise:

"Hi Patrick and Team,
Just wanted to thank you for handling the refinancing of my home. Your efficiency and thoroughness were responsible for the extreme speed the loan process took. I couldn't believe how much you were able to accomplish in such a short time. And you covered all facets of the loan paperwork. Thank you so much for your diligence. You will be the first person I'll come to in the future with home loan considerations."


              Patrick Hennessy                             Octavio Hurtado
                NMLS #275091                               NMLS #340356

                  Si necesita ayuda en español, comuniquese con 
Griselda Figueroa (800)-805-9476

Central Coast Home Loans has a loan option for you, please click on the following links to get started, or contact us directly 

Click HERE if you are a First Time Home Buyer

Learn more about the option of a   Reverse Mortgage 

             Eliminate your debt with the Debt Consolidator

       We specialize in  Refinance or Purchase Loans
Residential, Small Comercial, or Manuafactured Homes

USDA                                FHA                                VA



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Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.